Sellers in today’s market are increasingly requiring pre-approval letters from would-be buyers prior to showing. If you’re already pre-approved, great! Just provide that letter to your SRG agent. If not, we can help you get there! You, your  agent, and the lender of choice will all work hand-in-hand to make sure we present the best, strongest offer on our new home. Communication between and among all of us is critical for your success!

Securing the right financing is a key step in buying a home, and loan pre-approval makes the process smoother. Pre-approval involves a lender reviewing your financial details—like income, credit score, and debt-to-income ratio—and providing a conditional loan amount. This not only clarifies your budget but also shows sellers you’re a serious buyer, making your offers more competitive.

To get pre-approved, you’ll need documents like pay stubs, tax returns, and bank statements. Your SRG agent can connect you with trusted lenders who know the local market. Once approved, your pre-approval letter will guide your search and prepare you to act quickly when you find the right home.

When it comes to buying a home, having the right lender can make all the difference. At Spivey Realty Group, we’ve worked extensively with these trusted professionals who offer a variety of options tailored to your needs. Whether you’re a first-time buyer, exploring conventional loans, or navigating unique credit score requirements, these lenders are here to help guide you through the financing process.