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$500-$1000 gets applied to the buyer's closing costs/down payment and is refunded to buyer should the inspection go poorly

Loan origination fee

The lenders compensation for helping you get a home loan (up to 1% of sale price).



escrow fees

This varies but is typically around 1/2% of the sales price.

prepaid insurance

3 months of homeowner's and up to first year of flood + 3 months (15 total months).

Prepaid property taxes

For about 3 months worth.

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Total: usually around 3% unless buying with an FHA/USDA loan, then closer to 4%.