$500-$1000 gets applied to the buyer's closing costs/down payment and is refunded to buyer should the inspection go poorly
Loan origination fee
The lenders compensation for helping you get a home loan (up to 1% of sale price).
This varies but is typically around 1/2% of the sales price.
3 months of homeowner's and up to first year of flood + 3 months (15 total months).
Prepaid property taxes
For about 3 months worth.