If you’re preparing to take the exciting step of becoming a homeowner, our expert agent Allison Daniels has some essential tips to help you navigate the process smoothly. Get Pre-Approved for a Mortgage Pre-approval is the first step! Not only will it show sellers you’re serious, but it also helps you understand what kind of loan options you qualify for—whether it’s FHA, VA, or conventional loans. Some homes may only qualify for certain loans, so knowing your budget and loan type early on is key. Check out our Lender’s List here! Identify Your Must-Haves Make a list of your non-negotiables—like the number of bedrooms, a yard for the kids, or being close to work. Knowing your priorities will streamline your home search and keep you focused on what matters most. Don’t Skip the Home Inspection A home might look perfect on the surface, but an inspection will uncover any hidden issues—saving you from future surprises. Allison always recommends making your offer contingent on a thorough inspection. Budget Beyond the Down Payment Keep in mind there are closing costs, insurance, taxes, and ongoing maintenance expenses that come with owning a home. Be financially prepared for the bigger picture to avoid surprises.